Regulated by the Dirección General de Seguros y Fondos de Pensiones Spain

Head quartered in Barcelona, we are authorised and regulated by the Dirección General de Seguros y Fondos de Pensiones Spain (DGS) and can offer our services in all EU member states under the Freedom of Services Act. The DGS is the official body responsible for monitoring Spain's financial sector.

• Our DGS Spain registration number is J2370
• Our UK Financial Conduct Authority (FCA) registration number is 477504

We operate under the Freedom of Services Act and in some countries operate established branches under the Freedom of Establishment Act. Regular compliance checks together with audits of the advice we are giving ensure that we continue to maintain a high quality of service.

The Triangle of Security

Spain’s ‘Triangle of security’ ensures the legal and physical separation of investors’ assets from the insurance company’s shareholders and creditors. And investors, as policy holders, have the status of highest ranking creditors of the insurance company. The ‘Triangle of security’ ensures:

• Investors’ assets are deposited in a custodian bank, separately to the insurer’s other commitments
• The segregation of assets is regularly monitored by Spain’s official supervisory body and Insurance Commission, the Dirección General de Seguros y Fondos de Pensiones (DGS)
• Custodian banks are approved by Spain’s Insurance Commission